Reference

Legal clarity before your account opens

Our legal page sets out how your account, wallet records, cookies, privacy requests and access rules work before you open your account.

India legal accessAccount termsCookie choicesData requests
w0w Legal clarity before your account opens
CONTACT ROUTES

Reach the right legal desk

Legal questions should reach the team that can handle records, terms and account status without moving you through unrelated chat loops.

Email record Email [email protected] with your account email, date of request and the term you want us to check. We reply with the record we used and any next step needed.
Chat handoff Use live chat when you need quick routing, then ask for a legal ticket. The chat team will collect only the details needed and move the matter to the right queue.
Account request From your profile, you can ask for a copy, correction or closure check. We verify identity first, because legal requests affect wallet records and access rights directly there.
DATA CONTROLS

How we handle your legal data

Legal handling covers more than a terms page. We record the account actions needed to run balances, disputes, identity checks, cookie choices and access decisions.

Data handling

We collect account details, login records, payment references and device signals only for account operation, fraud checks, support and legal duties. Access to these records is limited by role.

Cookie choices

Cookies help keep your session active, remember settings and measure page errors. You can change browser settings, though some account steps may need core cookies to work.

Account security

Password checks, device changes and unusual wallet activity can trigger extra verification. These steps protect legal ownership of the account before we share or change records.

Record retention

We keep account and transaction records for the period needed for disputes, audits, tax handling and legal duties. When those reasons end, records are deleted or de-identified.

Correction requests

If your name, contact detail or account record is wrong, send the correction request with proof. We update what we can and explain any record we must keep.

Sharing limits

We share records with payment partners, service vendors or authorities only when needed for the account, transaction checks, legal response or safety duties under the terms.

Legal answers before you join

These answers cover the legal points you may want to check before creating an account or asking us to act on a record. They explain access, data, cookies, payments and contact routes in direct language. If your case needs a decision, send a request with enough detail for us to locate the account record.

The current terms on this page apply when you create and use an account. They cover access, identity checks, wallet records, cookies, disputes and our right to restrict activity where local law requires.

Yes. Access and eligibility depend on local law and are available where local law permits. We may restrict account use if your location, payment route or legal requirement prevents access.

We ask only when needed to confirm account ownership, match a UPI, Paytm, PhonePe or Google Pay record, handle a dispute, meet legal duties or protect the wallet from misuse.

Yes. Send the correction request from your account email and include the record that is wrong. We verify identity, update what we can, and explain any record we must keep.

Cookies are used for login sessions, account settings, security checks and site measurement. You can manage them through your browser, but core cookies may be needed for account pages.

We keep records only for account operation, disputes, tax handling, fraud-control checks and legal duties. When those reasons no longer apply, records are removed or changed so they no longer identify you.

Send legal requests to [email protected] or start with chat and ask for a legal ticket. Include your account email, request type and any payment reference needed to find the record.