Your legal position is clear
These terms explain the legal basis on which we allow account access, process wallet records and respond to account requests in India. w0w may ask for identity checks, transaction references or location confirmation when the law, a payment partner or account safety requires it. Access and
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eligibility depend on local law and are available where local law permits; if your area does not allow access, the terms require us to restrict account activity. Transaction records linked with UPI, Paytm, PhonePe or Google Pay are kept only as long as needed for account,
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tax, fraud-control and legal duties. If a rule changes, the dated version on this page controls from the stated update date.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.